Terms and Conditions:

1. Other services will be charged according to the securities account fees. (Details)
2. You must ensure that there are sufficient available funds in your designated securities account to cover the total monthly investment contribution; otherwise, you will be liable for interest and other financial charges.
3. The Company will not issue any notification regarding the execution of the automatic transfer service. If the automatic transfer fails for the month, the Company has the right to charge a handling fee of HK$100.
4. If the Company fails to deduct the contribution from the client's securities account for two consecutive periods on the settlement date, the Company has the right to terminate the relevant plan immediately without prior notice.
5. When the Hong Kong Stock Exchange announces a half-day/full-day market closure, the purchase date will be postponed by one day without any notice.
6. Monthly contribution stocks apply – if the selected stocks are suspended from trading/lacking liquidity on the Hong Kong Stock Exchange during the specified period on the purchase date, the purchase order for the relevant stocks on that day will be cancelled without any notice.
7. The above plan does not provide selling services; you can sell stocks/funds at any time through the online platform POEMS or your broker.
8. The above products and services are subject to the relevant terms and conditions.
9. The Company reserves the right to revise, suspend, or cancel the aforementioned products and services at any time, and to revise the relevant terms and conditions at its discretion without prior notice.
10. In the event of any dispute, the Company reserves the right of final decision.