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梁文軒先生 (Eddie Leung)
助理經理

現任職輝立助理經理,對投資股票、期權經驗豐富。本人樂意為客戶提供投資分析及買賣策略。歡迎各位來電交流心得。
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政府債券計劃-銀色債券特點

Friday, November 23, 2018 Views4263

近期股市波動,許多投資者擔心貿易戰並減少投資,65歲或以上長者也許可以考慮認購

「銀色債券」保本。香港政府公布於12月17日發行第三批3年期「銀色債券」,最多發行30億港元,每手1萬元,利息與本地通脹掛鈎,保證息率不會少於3厘。合資格申請者,可於11月28日至12月6日認購。唯投資者需要注意銀債不會有二手市場。投資者不能將你的債券轉移至任何其他人士,惟根據相關繼承法轉移至繼承人除外。如投資者需要在到期前套現,政府會以原價及相應的累計利息贖回債券。

 

特點

 

1.債券年期為3年,每6個月支付利息一次,利息與綜合消費物價指數計算的平均按年通脹率掛鈎,並設有最低息率。

 

2.本金將於零售債券到期時全數(即100%)付清


 

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